.how-it-works-section {
  width: 100%;
  padding: 110px 0 100px;
  background: rgba(248, 250, 252, 0.94);
  border-top: 1px solid var(--line-soft);
}

.how-intro-shell {
  position: relative;
}

.how-it-works-section .section-header {
  max-width: 860px;
  margin-bottom: 42px;
}

.how-it-works-section .section-eyebrow {
  margin: 0 0 14px;
  color: var(--label-ink);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
}

.how-it-works-section .section-title {
  margin: 0;
  max-width: 760px;
  line-height: 1.06;
  letter-spacing: -0.03em;
}

.how-it-works-section .section-subtitle {
  margin-top: 22px;
  max-width: 700px;
  color: var(--muted-ink);
  font-size: 1rem;
  line-height: 1.85;
}

.journey-preview {
  position: relative;
  padding: 6px 0 0;
}

.journey-preview-panel {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 30px;
  padding-bottom: 22px;
  border-bottom: 1px solid var(--line);
}

.journey-kicker {
  position: relative;
  margin: 0;
  padding-left: 20px;
  color: var(--ink);
  font-size: 0.94rem;
  font-weight: 700;
}

.journey-kicker::before {
  content: "";
  position: absolute;
  left: 0;
  top: 50%;
  width: 10px;
  height: 10px;
  border-radius: 0;
  background: var(--accent-green);
  transform: translateY(-50%);
}

.journey-track {
  display: flex;
  align-items: center;
  min-width: 240px;
}

.journey-node {
  width: 36px;
  height: 36px;
  border-radius: 0;
  display: grid;
  place-items: center;
  color: var(--muted-ink);
  font-size: 0.88rem;
  font-weight: 700;
  background: #fff;
  border: 1px solid var(--line);
}

.journey-node.is-active {
  background: var(--ink);
  border-color: var(--ink);
  color: #fff;
  box-shadow: none;
}

.journey-line {
  flex: 1;
  height: 1px;
  margin: 0 10px;
  background: var(--line);
}

.how-it-works-section .steps-container {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0;
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}

.step-card {
  position: relative;
  min-width: 0;
  padding: 28px;
  border-radius: 0;
  background: #fff;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  box-shadow: none;
  transition: border-color 0.22s ease;
}

.step-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 20px;
}

.how-it-works-section .step-number {
  width: 42px;
  height: 42px;
  border-radius: 0;
  display: grid;
  place-items: center;
  background: #15263d;
  color: #ffffff;
  font-size: 1rem;
  font-weight: 700;
  font-family: var(--font-family-text);
}

.how-it-works-section .step-icon {
  width: 42px;
  height: 42px;
  border-radius: 0;
  display: grid;
  place-items: center;
  color: #5f7288;
  background: #eef3f8;
}

.how-it-works-section .step-label {
  margin: 0 0 10px;
  color: var(--label-ink);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.how-it-works-section .step-title {
  margin: 0;
  font-size: 1.7rem;
  line-height: 1.06;
}

.how-it-works-section .step-description {
  margin: 14px 0 0;
  color: var(--muted-ink);
  font-size: 0.96rem;
  line-height: 1.8;
}

.step-points {
  list-style: none;
  margin: 22px 0 0;
  padding: 0;
  display: grid;
  gap: 10px;
}

.step-points li {
  position: relative;
  padding-left: 18px;
  color: #30465e;
  font-size: 0.92rem;
  line-height: 1.6;
}

.step-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.58rem;
  width: 8px;
  height: 8px;
  border-radius: 0;
  background: var(--accent-green);
}

.how-it-works-section .section-cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  margin-top: 26px;
  padding: 0 6px;
}

.section-cta-text {
  margin: 0;
  max-width: 560px;
  color: var(--muted-ink);
  font-size: 0.96rem;
  line-height: 1.8;
}

.final-cta-section {
  width: 100%;
  --final-cta-grid-size: 72px;
  padding: 100px 0;
  background:
    linear-gradient(var(--line-soft) 1px, transparent 1px),
    linear-gradient(90deg, var(--line-soft) 1px, transparent 1px),
    #fff;
  background-size: var(--final-cta-grid-size) var(--final-cta-grid-size);
  color: var(--ink);
  border-top: 1px solid var(--line);
}

.final-cta-section .cta-subtitle {
  max-width: 620px;
  margin: 0 auto;
  color: var(--ink);
  line-height: 1.04;
}

.cta-content {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.cta-actions {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  margin-top: 34px;
}

@media (max-width: 1024px) {
  .how-it-works-section .steps-container {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .how-it-works-section {
    padding: 72px 0 64px;
  }

  .journey-preview {
    padding-top: 0;
  }

  .journey-preview-panel,
  .how-it-works-section .section-cta {
    flex-direction: column;
    align-items: flex-start;
  }

  .how-it-works-section .section-cta .button {
    width: 100%;
  }

  .journey-track {
    width: 100%;
    min-width: 0;
  }

  .final-cta-section {
    padding: 64px 0;
  }
}

@media (max-width: 576px) {
  .how-it-works-section .section-title {
    font-size: 1.9rem;
  }

  .step-card {
    padding: 22px;
  }

  .how-it-works-section .step-title {
    font-size: 1.45rem;
  }

  .how-it-works-section .section-cta .button {
    width: 100%;
  }
}